INSURANCE DESIGNED FOR EDUCATORS

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Teach with confidence! We offer comprehensive education insurance for classrooms of nearly any kind, including K-12 schools, colleges, universities and seminaries both private and public.

 

GFC insurance helps you guard against loss and liability while you focus on what matters most – your students.

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Property Coverage for Education

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We can provide the best learning experience for your students and staff. Protect your primary school and higher learning environments. Our carriers offer property coverage specifically designed for educational institutions.

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Our property insurance for colleges and schools covers buildings, contents, signs, property in the open, fences and more.

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• Arson, theft or vandalism information reward

• Automated External Defibrillators (AED)

• Blanket coverage for fire extinguisher and automatic fire suppression system recharge when used to combat a fire

• Earthquake sprinkler leakage

• Emergency evacuation

• Equipment breakdown, including computers, boilers, and electrical equipment

• Indirect loss – protection when a direct loss causes and interruption to your operations resulting in a loss of business income, or in extra expense

• Newly acquired or constructed property

• Ordinance or law – when building updates are required by ordinance following a covered loss

• Personal effects and property of others – coverage for your teachers and students for damage to their personal property due to a covered loss

• Sewer, drain or sump backup or overflow up to the policy limit, subject to the policy deductible

• Utility services interruption (direct damage and time element). For example, a storm knocks out usage of your utilities and causes damage

 

 

Additional Coverages

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Customize your coverage to your facility’s needs. The following coverages can be added to your policy at a modest charge for even greater property protection:

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• Crime Coverage protects for losses resulting from theft, employee dishonesty, computer fraud, forgery, and alteration

• Electronic Data Processing covers direct physical loss to your computer hardware and software

• Green Upgrade coverage pays for the reasonable additional costs to upgrade to more energy efficient, environmentally friendly building elements

• Inland Marine covers property that may be transported from one place to another, as well as unique types of property and possessions of artistic merit

• Limited Flood coverage provides building and personal property coverage on a limited basis when loss or damage is a direct result of flood

• Time Element coverage helps pay for expenses incurred to continue operations and business income that was lost following a covered loss

Liability Coverage for Education

TEACH WITH PIECE OF MIND

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You are preparing students for the future. But is your educational institution ready for right now?

 

GFC Insurancee offers custom General Liability insurance coverage for educational institutions, schools and seminaries, including K-12 and higher education.

 

You can continue your mission of education with confidence, knowing you are covered for many of the risks facing educators today.  

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 General Liability for education coverage protects you against the following:

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• Expenses resulting from a crisis event occurring during your school-sponsored activity

• Injury resulting from counseling and guidance services performed by a school counselor to our students while acting within the scope of their duties as your employee

• Legal liability of your school from injuries to people or damage to their property

• Liability for nurses, athletic trainers, student nurses, and student athletic trainers

• Medical expense coverage, regardless of fault

• Personal and advertising injury liability, such as libel and slander

 

Employees, officials, staff and volunteers acting on behalf of your organization are protected under the General Liability coverage.

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OPTIONAL LIABILITY OPTIONS

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Customize your liability insurance policy to get the level of protection you need. A wide variety of additional optional coverages are available:

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• Directors and Officers and Educators Legal Liability

• Educators Management Liability, which includes:

  • Directors and Officers

  • Educators Legal Liability

  • Employment Practices Liability

• Employee Benefits Liability

• Employment Practices Liability

• Sexual misconduct liability

 

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